*Estimated costs referenced herein mean the premium equivalent/total monthly bill, or portion thereof, as the case may be. Premium equivalent/total monthly bill is comprised of stop-loss insurance premium, administrative expenses and the plan's claims account. The quote shown is based on one of the lowest cost product designs available in your market and is calculated using the following assumptions: 1.) all primary employees are male; 2.) the age of primary employees is 30; 3.) group size is 10; 4.) the plan design consists of a $5,000 individual deductible/80% coinsurance plan. The rates shown are an approximation; final rates will be updated and are subject to additional changes based on the final plan design, actual census, SIC code, and underwriting, and there is the possibility that your group will be declined.
The Self-Funded Program through Allstate Benefits provides tools for employers owning small to mid-sized businesses to establish a self-funded health benefit plan for their employees. The benefit plan is established by the employer and is not an insurance product. Allstate Benefits is a marketing name for: Integon National Insurance Company in CT, NY and VT; Integon Indemnity Corporation in FL; and National Health Insurance Company in CO, WA and all other states where offered. For employers in the Allstate Benefits Self-Funded Program, stop loss insurance is underwritten by these insurance companies in the noted states. National Health Insurance Company, Integon National Insurance Company, and Integon Indemnity Corporation are rated “A+” (Superior) by A.M. Best.
